BEST OF 2005 GOOD AS GOLD Everbank Gold Bullion CD

BEST OF 2005

GOOD AS GOLD

Everbank Gold Bullion CD

Looking for a low-risk play on the hot, highly volatile gold market? It's a five-year, FDIC-insured certificate of deposit with the interest rate tied to gold bullion. Your earnings depend on the average price over the next five years. So if gold is $500 per ounce when you start, and the average is $600, the CD pays off at 20%. If the average falls below $500, you get your principal back. Minimum investment is $1,500 (888 882-3837, everbank.com).

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